About FinanceCRE
FinanceCRE exists to make one decision clearer: how to finance the commercial building your business operates from. We believe every business owner deserves plain-English information about owner-occupied commercial real estate financing, without the jargon, the sales pressure, or the hidden agendas.
Our Mission
Buying the building your business runs out of is one of the most significant financial decisions an owner will ever make. Yet the information available online is often incomplete, overly technical, or thinly veiled marketing from lenders trying to generate leads.
We built FinanceCRE to be different. Our content is written by experienced commercial lending professionals who understand both sides of the table. We explain how things actually work, including the rules, the exceptions, the strategies, and the pitfalls, so you can make informed decisions with confidence.
What We Cover
- The SBA 7(a) program, our primary focus and the most common way business owners finance an owner-occupied building
- How the SBA 504 program compares, for borrowers weighing a fixed-rate option on a major purchase
- USDA B&I loans, the option for businesses in rural areas
- Practical guides, from understanding DSCR to meeting equity injection requirements
- Free tools, including calculators for DSCR, loan payments, down payments, and more
Who This Is For
FinanceCRE is built for business owners, entrepreneurs, and professionals who are:
- Considering buying the commercial building their business operates from
- Expanding into a larger owner-occupied space
- Constructing or renovating a building for their own business
- Refinancing an existing owner-occupied commercial property
- Simply trying to understand how owner-occupied CRE financing works
Whether you are a first-time buyer or an experienced business owner, our goal is to give you the knowledge to navigate the process with confidence.
Our Approach
Every piece of content on FinanceCRE follows these principles:
- Clarity over complexity. We write at a level any business owner can understand, regardless of financial background.
- Practical over theoretical. Real examples, real scenarios, real numbers.
- Complete over clickbait. We cover topics thoroughly so you get the full picture, not just a teaser.
- Honest over promotional. We discuss the drawbacks and limitations of every loan program, not just the highlights.
Contact Us
Have a question or suggestion? We'd love to hear from you. Visit our contact page to get in touch.