Calculators & Tools
Free, interactive calculators to help you evaluate commercial real estate financing options. All calculations are estimates for educational purposes.
DSCR Calculator
Debt Service Coverage Ratio measures your ability to cover loan payments. Most lenders require at least 1.15x to 1.25x.
Enter your NOI and annual debt service to calculate your DSCR.
Formula: DSCR = NOI / Annual Debt Service
Loan Payment Estimator
Estimate monthly payments for a commercial real estate loan based on amount, rate, and terms.
Enter loan details to see estimated payments.
Down Payment Calculator
See the minimum equity injection required based on loan type and purchase price.
Enter a purchase price and select a loan type.
Affordability Estimator
Estimate the maximum loan amount your business can support based on available cash flow.
Enter your annual cash flow to estimate max loan amount.
SBA Guarantee Fee Calculator
Estimate the upfront SBA guarantee fee for a 7(a) loan per SOP 50 10 8. The fee is based on the guaranteed portion and loan amount.
Enter a loan amount to calculate the SBA guarantee fee.